Why do you need seasonal home insurance? Your seasonal home does not fall into the “standard” home owners insurance.
Seasonal Home Insurance Coverage
Insurance requirements can vary depending on the location of your vacation home and there are additional stipulations in the policies because you only reside in the home part of the year.
Policy coverage can include dwelling, personal property, liability and other structures. The policy needs to be active the entire year even when you are not spending time at your vacation home in the event someone is injured on your property when you are not there.
Luckily, we specialize in seasonal home insurance policies. We also insure vacation rental homes under landlord and rental home insurance. Talk to your insurance agent to confirm your policy covers you properly for this type of risk.