Commercial Property Insurance
If you own the premises where your business is located, then you need property insurance. If you are a tenant, then you need commercial renters insurance. These forms of insurance will cover your office equipment, inventory, and other business property against casualty loss due to fire, theft, vandalism and other causes. You will also want to discuss with your insurance broker whether you need business interruption insurance to cover your loss of earnings after a casualty when your business is unable to operate.