Commercial Auto Insurance
In many cases, it makes sense to carry insurance specific to the vehicles employed in your business. These products typically cover both collision and comprehensive (damage to your vehicles) and property damage (damage to other people’s vehicles). Personal injury to your employees can also be covered, as well as any damage to your business property, like equipment and inventory. You will also want to consider insurance to cover liability for your employees when they are driving their personal vehicles. If they are deemed to be acting in the “scope and course of employment” when they have an accident, you can be held liable.