Get the car insurance in St. Charles that will help protect you
When you’re shopping for car insurance in St. Charles, you want to be adequately covered in case of an accident. After all, you’re protecting your life and your investment, as well as the lives of those around you. So, here’s a quick primer that outlines the basics of car insurance / auto coverage:
Liability coverage is the most important coverage and is required in most states. Basically, if you cause an accident, hurt someone or damage someone’s property, it can pay for covered damages and to defend you if a lawsuit results.
Collision coverage helps pay for damage to your vehicle if your car hits another car or object, is hit by another car, or your vehicle rolls over. This coverage is generally required if your car is financed or leased.
Comprehensive coverage helps pay for damage to your vehicle that is not caused by a collision. Examples include theft, vandalism, hitting a deer or other animal, storms and certain natural disasters.
Medical payments coverage helps pay for covered medical expenses for anyone injured while in your vehicle, regardless of who is at fault.
Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage.
As a local St. Charles Insurance Agency, we can shop around for your best deal on car insurance in St. Charles. We’re an insurance broker, and we work with several insurance companies – we’re not just tied to one company – for your car insurance.